Salary competitiveness is less worrisome at 22%, suggesting that specialised skills are currently more valued than high salaries. Ethical training is a close concern at 17%, given banking's fiduciary duties and data management responsibilities. With the absence of central bank directives, leading banks in Asia are taking matters into their own hands by setting out to build AI governance frameworks in-house.

Lastly, talent acquisition, the 'nuts and bolts' of any hiring strategy, garnered a mere 13%. The real challenge is finding the right talent with highly specialised skills.